

PRIVATE COMMERCIAL MORTGAGE
Welcome to Five Stars Capital Group. This page outlines the Basic Terms of our funding options. Applicant's seeking Custom Terms should get in touch with us. At the Last Section of this page, you will find Video Reviews from recent clients we funded, as well as the Loan Application Form.
Why us?
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Fixed or variable options available
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100% Asset-based
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Amortization Period Up to 30 years
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Bankruptcy/Foreclosure Allowed
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Cross-Collateralization
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Fast Processing Times: Within 7-10 days
Eligible Properties
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Office Buildings
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Retail Properties
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Industrial Properties
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Multifamily Residential Properties
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Hotels and Motels
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Self-Storage Facilities
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Mixed-Use Properties
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Healthcare Facilities
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Warehouses
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Special Purpose Properties (e.g., gas stations, car washes)
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Land Development Projects
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RV Park
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Mobile Home Park
Purchase Terms
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Minimum Loan Amount: $200k
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Interest Rate: Starting at 7.5%
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Term Length: 5, 10, or 15 years
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LTV (Loan-to-Value) Ratio: Up to 90%
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Prepayment Penalty: None for fixed-rate loans; variable rates may have a penalty
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Origination Fee: 1%-2% (Financing Available)
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100% financing option available determined on a case-by-case basis.
Rate and Term Refinance
We offer competitive refinancing options that allow you to lower your interest rate or adjust the term of your existing mortgage without taking cash out.
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Loan Amount: Minimum of $100,000
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Interest Rate: Starting at 7.25%
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Term Length: Choose from 5, 10, or 15 yearss
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LTV Ratio: Up to 85% for rate and term refinances
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Origination Fee(Financing Available): 1%-2%
Cash-Out Refinance
If you need access to cash for renovations, expansions, or other investments, our cash-out refinance option allows you to leverage your property’s equity.
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Minimum of $100,000
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Interest Rate: Starting at 7.75%
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Term Length: Available in 5, 10, or 15 years
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LTV Ratio: Up to 80%
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Origination Fee(Financing Available): 1%-2%
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Prepayment Penalty: None for fixed-rate loans; variable rates may have a penalty
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Equity Requirement: you must hold a minimum of 10% equity on the property
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Origination Fee (Financing Available): 1%-2%
VIDEO REVIEWS
Video reviews from satisfied borrowers which highlight our commitment to transparency and customer satisfaction.
APPLICATION
Submit your Commercial Mortgage Application