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PRIVATE COMMERCIAL   MORTGAGE

Welcome to  Five Stars Capital  Group. This page outlines the Basic Terms of our funding options. Applicant's seeking Custom Terms should get in touch with us.   At the Last Section of this page, you will find Video Reviews from recent clients we funded, as well as the Loan Application Form. 

Why us?

  1. Fixed or variable options available

  2. 100% Asset-based

  3. Amortization Period Up to 30 years

  4. Bankruptcy/Foreclosure Allowed

  5. Cross-Collateralization

  6. Fast Processing Times: Within 7-10 days

Eligible Properties 

  1. Office Buildings

  2. Retail Properties

  3. Industrial Properties

  4. Multifamily Residential Properties

  5. Hotels and Motels

  6. Self-Storage Facilities

  7. Mixed-Use Properties

  8. Healthcare Facilities

  9. Warehouses

  10. Special Purpose Properties (e.g., gas stations, car washes)

  11. Land Development Projects

  12. RV Park

  13. Mobile Home Park

Purchase Terms

  • Minimum Loan Amount:  $200k

  • Interest Rate: Starting at 7.5% 

  • Term Length: 5, 10, or 15 years

  • LTV (Loan-to-Value) Ratio: Up to 90%

  • Prepayment Penalty: None for fixed-rate loans; variable rates may have a penalty

  • Origination Fee: 1%-2% (Financing Available)

  • 100% financing option available determined on a case-by-case basis.

 

 Rate and Term Refinance

We offer competitive refinancing options that allow you to lower your interest rate or adjust the term of your existing mortgage without taking cash out.

  • Loan Amount: Minimum of $100,000

  • Interest Rate: Starting at 7.25% 

  • Term Length: Choose from 5, 10, or 15 yearss

  • LTV Ratio: Up to 85% for rate and term refinances

  • Origination Fee(Financing Available): 1%-2% 

 Cash-Out Refinance

If you need access to cash for renovations, expansions, or other investments, our cash-out refinance option allows you to leverage your property’s equity.

  •  Minimum of $100,000

  • Interest Rate: Starting at 7.75%

  • Term Length: Available in 5, 10, or 15 years

  • LTV Ratio: Up to 80%

  • Origination Fee(Financing Available): 1%-2% 

  • Prepayment Penalty: None for fixed-rate loans; variable rates may have a penalty

  • Equity Requirement: you must hold a minimum of 10% equity on the property

  • Origination Fee (Financing Available): 1%-2%

     

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 VIDEO REVIEWS

Video reviews from satisfied borrowers which highlight our commitment to transparency and customer satisfaction.

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 APPLICATION

Submit your  Commercial  Mortgage  Application  

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