

REHAB LOAN PROGRAM
Welcome to Five Stars Capital Group. This page outlines the Basic Terms of our funding options for fix-and-flip, Fix-and-Hold, including Rehab-only loans.
At the Last Section of this page, you will find Video Reviews from recent clients we funded, as well as the Loan Application Form.
-
100% Financing available for qualified deals.
-
closing in 5-7 days
-
No Pre-Payment Penalty
-
100% Asset-Based
-
Portfolio Financing Options
-
No Origination Fees for Repeat Clients
-
Deferred Interest option
PROPERTY TYPES
-
Single Family Homes
-
Duplex, Triplex, Quadplex
-
Warrantable Condominiums
-
Townhomes
-
Multifamily 5+ Units (Experience Required)
PROGRAM HIGHLIGHT

GENERAL PROGRAM TERMS
Terms | 3+ Flips | 0-2 Flips |
---|---|---|
Maximum Loan Amount | $3,000,000 | $2,000,0000 |
Rate | starting from 6.11% | starting from 7.4% |
Term | 6, 12, 18 or 24 Months | ✔ |
Payment | Monthly, Interest Only | ✔ |
Origination Fee (Financing Available ) | 1%-2% | ✔ |
Seasoning Requirements | None | 3 months |
Loan to purchase | Up to 90% | Up to 85% |
Loan to Rehab | Up to 100% | ✔ |
LTC | Up to 93.33% | Up to 90% |
ARV | 75% | ✔ |
Draw Processing | 48 - 72 hours | ✔ |
FIX-AND-FLIP
The terms for our “Fix -and-Hold Loans ” and Rehab-Only Loan are similar to those outlined above for “Fix-and-Flip Loan ,”
with the following additional features and exceptions outlined below.
-
Longer Term Options: 10 years
-
Amortization Period: Up to 30 years
-
LTV: Typically capped at 75% of ARV.
-
Flexible Payment Plans: Options for monthly interest payments or deferred payments until sale
-
Rehab Loan Amount: Up to 100% of the rehab costs, based on a detailed budget.
-
Interest Rate: Starting from 7.11% for rehab-only loans.
-
Term Options: 12, 18, or 24 months, with potential extensions based on project needs.
-
Payment Structure: Interest-only payments during the rehab period, with options for deferred payments until project completion.
-
Draw Schedule: Flexible draw schedule based on project milestones, with draws processed within 24-48 hours.
FIX-AND-HOLD LOAN
REHAB-ONLY TERMS
VIDEO REVIEWS
Video reviews from satisfied borrowers which highlight our commitment to transparency and customer satisfaction.
APPLICATION FORM
Submit your Rehab Loan Application Here.